International Students

International students who are enrolled in Virtual/Remote learning for the Fall Semester and are residing outside of the United States will not be eligible for the University of Miami Student Health Insurance. The University will remove the insurance charge from your student account if you have an Online address in Canelink outside of the United States AND have enrolled in virtual/remote learning. Please let us know if the charge is not removed by the tuition due date, August 10th.  

Please note that all international students who return to campus for the Spring 2021 semester, will be charged the prorated Spring/Summer Health Insurance fee at the time of enrollment. 

If you return to the United States during the Fall 2020 semester, you MUST notify the Student Health Service at The full annual health insurance charge will be added to your account. 

International students who elect to enroll in virtual/remote learning and are remaining in the United States for the Fall 2020 semester are still required to enroll in the University of Miami Student Insurance plan. 


All international students are required to enroll in the University-sponsored health insurance program regardless of credit load. The annual premium for this coverage is added to each student's fees.


International Students / Optional Practical Training / Scholars

International students who are no longer enrolled at the University but remain in the United States to engage in post-completion F-1 Optional Practical Training (OPT) or post-completion J-1 Academic Training may still be insured under the Student Insurance policy if they originally purchased a plan that continues beyond the completion of their studies. To verify the termination date of your insurance plan, please call (800) 436-7709 or log on to If your insurance is no longer in effect, you may enroll for continued insurance.

Enrollments for OPT/ Academic training students for 2020-2021 will be done via Academic Health Plans (AHP).

  1. Enrollments can be taken online at or via phone by calling AHP at (855) 844-3001. 
  2. Once payment is accepted and enrollment has been completed, you will be able to print a temporary card at You will need your United Healthcare subscriber number which can be obtained by calling (800) 436-7709. Please refer to group # 709872 when calling to obtain your subscriber number. You will also receive an insurance card in the mail. 
  3. AHP will verify your eligibility with the Office of International Students and Scholar Services, and if unable to verify will return any paid premium. (Requires employment authorization document (EAD) from U.S. Citizenship and Immigration Services for F-1 and J-1, Form I-20 Form for F-1, and Form DS-2919 for J-1 students.)
  4. AHP will notify you if there is an issue or if you are denied by sending you a cancellation letter and your payment will be returned.
Although insurance coverage can continue during OPT or Academic Training, access to the Student Health Service is limited to enrolled students. Expenses incurred off-campus will be subject to deductibles, co-payments, and co-insurance. Please review the United Healthcare schedule of benefits for information on benefits, exclusions and limitations of coverage or contact the Student Health Service at for additional information.